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• Report finds around half of UK&I businesses don't have any form of cyber insurance
• This is despite brokers predicting rising claims and premiums
• Ransomware continues to grow and affect UK&I businesses

Around half of UK & Ireland businesses lack any form of cyber insurance, despite rising instances of threats, new research has warned.

A report from Arctic Wolf found 70% of UK&I insurance brokers are anticipating claims to increase in 2026, with a similar number (68%) predicting premium rates to rise over the same period.

The news comes as cybercriminals are using AI tools more and more to help build more sophisticated attackes, targeting company data and adding to privacy concerns.

Many companies lack cyber insurance

Arctic Wolf's data claims ransomware has now become the most common type of insurance claim globally, followed by data breaches, theft of funds and phishing.

Nearly one in five (18%) respondents' clients had experienced a cyberattack within the past month, with the average global insurance claim hovering around the $115,000 mark and large businesses claiming an average of over $812,000.

Recent UK Government analysis shows that the number of businesses experiencing a ransomware crime doubled between 2024 and 2025, with 43% of businesses having experienced a cyber security breach or attack in the last 12 months.

"While the insurance industry is working with clients to improve protection, attacks are ultimately costing businesses hundreds of thousands of pounds worth of damage," Senior Director of Strategy for Insurance Alliances Kevin Kiser explained.

In the UK and Ireland, around one in four (23%) brokers have now negotiated pre-arranged insurance benefits for clients with cyber risk vendors, and UK&I brokers are more likely than the global average to partner with cybersecurity providers.

"As threat tactics evolve, cyber insurance is no longer a ‘nice to have’ but a strategic pillar of modern risk management," Kiser added.

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• Evidence of satellite location-sharing in Find Hub is spotted
• Google had previously promised the feature was on the way
• It seems you'll be able to share your location via pings every 15 minutes

Google's Find Hub is the place to go to find out where your devices and your friends and family have got to, and there's a big upgrade on the way in the form of location-sharing over satellite, for those times when you don't have a Wi-Fi or cellular connection.

We already knew this feature was incoming, but the Android Authority team has now seen evidence of it in the latest version of the Find Hub app for Android. That suggests we're about to see the functionality go live, though it isn't yet.

Recently rebranded from Find My Device and then Find My, the Find Hub will now be even more useful: if you should be unfortunate enough to get into trouble a long way from public Wi-Fi and network coverage, other people will still be able to find you.

As always, you'll have full control over who's able to see your location from inside the app, so it's only for those contacts you fully trust. You're able to see who you're sharing your location with and change those settings at any time, either through the Find Hub app or through Google Maps.

Location pings

It's not clear yet which phones this is going to work with (Image credit: Philip Berne / Future)

Based on the hidden strings found in the Find Hub code, it looks as though satellite location-sharing won't be continuous. Instead, you'll be able to ping your contacts with a location every 15 minutes, up to a certain limit that isn't yet clear – a bit like dropping a pin in an app like WhatsApp.

From the evidence here, it looks as though the sharing will be manual rather than continuous and in the background (as it usually is). You'll be kept informed of how many location pings you have remaining over a certain period.

There's still a lot we don't know, such as which Android devices this is going to be compatible with, and whether or not using it will incur a charge, but it's definitely another step in the right direction for staying safe while you're out and about.

Note that this won't be replacing the Emergency SOS feature already available on selected Android phones, which lets you get in touch with the emergency services via a satellite connection if you get into trouble, and which also includes a location-sharing element.

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• Apple TV upgrade from A15 Bionic to A17 Pro
• Apple's new wireless chip in Apple TV and HomePod mini
• Could arrive any time between now and the holidays

Apple's excellent Apple TV 4K is getting a big upgrade any day now, and the second-generation HomePod mini's getting a speed bump too. That's according to the latest leaked news leaked by, er, Apple.

As AppleInsider reports, details in Apple's own code indicate that the next generation of Apple TV 4K will come with the A17 Pro chip; the current model has the A15 Bionic.

I'm using the tvOS 26 beta on my Apple TV 4K and it clearly doesn't need any more processing power to handle the new Liquid Glass interface or the games you can play on it. And that suggests that other than more efficient decoding of video and audio formats, it's going to be for Apple Intelligence.

tvOS 26 runs perfectly smoothly on the current-gen Apple TV 4K. (Image credit: Apple)Apple TV 4K 2025 and the HomePod mini 2

The 2025 Apple TV 4K is likely to launch any time in the next three months, and is expected to have Apple's new wireless chip too. That would give the TV box Wi-Fi 6E support to match the current MacBooks; the 2022 model has Wi-Fi 6. And the same chip is expected to make its way into the forthcoming HomePod mini 2.

The HomePod mini has been around forever in computer years – it launched way back in 2020 – and the same report says it's getting an upgrade too. This is going to be much more minor, however, with the small speaker getting a variation of the S-series chips found inside the Apple Watch Series 9, 10 and the imminent 11.

The current HomePod mini is already S-powered but the 2025 version of the processor is likely to be significantly faster; again, the most likely beneficiary of that power is Apple Intelligence. If that means an end to the incredibly long pauses between me asking Siri to do something and Siri responding, I'll buy the new model in a heartbeat.

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Watch Rugby Championship 2025 live streams with the Springboks taking on the challenge for their title from the Wallabies, All Blacks and Pumas between this August and October. Below we have all the info on how to watch Rugby Championship from anywhere in the world with details on worldwide TV channels, broadcasters, free streams and start times.

South Africa and New Zealand are the top two ranked sides in the world and are expected to once again be duking it out for this year's title. The Springboks managed to end a run of three Kiwi championships in a row in 2024, running out as dominant champions thanks to five wins from their six games.

Now into their 13th year in the comp, Argentina are still hunting for their first title – despite recording wins last season against both South Africa and the All Blacks. They already have a victory over the British & Irish Lions this year and will be eager to at least condemn Australia to a third Wooden Spoon in a row this time around.

Here's where to watch Rugby Championship 2025 live streams online from anywhere – including FREE options.

Watch Rugby Championship 2025 Quick GuideKey Dates

• Event dates: Aug 16 – Oct 4
• Round 1: August 16

Best free streams

• 9Now (selected Australia matches only)
• Use NordVPN to watch from anywhere

Can I watch 2025 Rugby Championship for free?

Free Rugby Championship 2025 live streams are available, but only in select countries and for certain games.

Australia's 9Now streaming platform, for example, will show all the Wallabies' home games and the away fixture against New Zealand for free.

And lucky rugby fans in Fiji will be able to watch every single game of this year's Rugby Championship on the free-to-air FBC.

Remember that, if you're traveling away from home, you can use a VPN to watch 2025 Rugby Championship streams from abroad on your usual streaming service.

Use a VPN to watch any Rugby Championship 2025 streamEditors Choice

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The best value plan is the two-year deal which sets the price from $2.91 per month, and includes an extra 4 months absolutely FREE. There's also an all-important a 30-day no-quibble refund if you decide it's not for you.

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How to watch Rugby Championship 2025 live streams in the US

Rugby Championship live streams are on FloRugby in the US.

FloRugby plans start from $29.99 a month. Or you can opt for the $150 annual subscription (so effectively better than half price). Either way, a subscription lets you watch action from the URC, Top 14 and Super Rugby in addition to the Rugby Championship.

Outside the U.S. during any of the fixtures? Use NordVPN to tap into FloRugby's live streams.

How to watch Rugby Championship 2025 live streams in the UK

The rights to the 2025 Rugby Championship in the UK belongs to by Sky Sports.

Sky Sports plans start from £35 per month or £20 if you are an existing Sky subscriber. Alternatively, grab a Now Sports subscription from £14.99 a day or £34.99/month.

If you are outside the country during the Rugby Championship you can still watch Sky Sports live streams using NordVPN.

How to watch Rugby Championship 2025 live streams in Australia

(Image credit: free)

Four out of the six Wallabies matches are FREE to watch on Channel 9 and 9Now in Australia. This applies to their home games and when they play away in New Zealand.

To see every single match, rugby fans will need to subscribe to Stan Sport. It costs $20 a month on top of a regular Stan subscription costing from $12 a month.

Away from Australia when the Wallabies are playing? Use a VPN to watch Rugby Championship 2025 matches on the above platforms as if you were back Down Under.

How to watch Rugby Championship 2025 live streams in New Zealand

Sky Sport is the 2025 Rugby Championship TV rights holder in New Zealand. You can access Sky Sport through satellite TV or get a live stream with the Sky Sport Now subscription service starting at $29.99 per day or $54.99 per month.

Missing a game due to work commitments abroad? NordVPN will give you access to your home streaming service.

How to watch Rugby Championship 2025 live streams in Rest of World

NZR+ is showing the Rugby Championship in many international territories (see if yours is listed below). Unlike last year, unfortunately, it is no longer free and costs €14.99 for a month or €34.99 for a whole season.

Albania, Armenia, Austria, Azerbaijan, Belgium, Bosnia and Herzegovina, Bulgaria, China, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Georgia, Germany, Greece, Hungary, Iceland, India, Kazakhstan, Kosovo, Latvia, Liechtenstein, Lithuania, Macedonia, Malta, Moldova, Montenegro, Netherlands, Norway, Poland, Romania, Serbia, Slovakia, Slovenia, Sri Lanka, Sweden, Turkey and Ukraine.

Not seeing your country listed above? Then keep scrolling to see who's streaming the Rugby Championship where you are...

Click through to see Rest of World streams ⬇️

• Argentina, South America and Caribbean

ESPN has the broadcast rights to the 2025 Rugby Championship matches in South America and the Caribbean. Important to know for all the Pumas fans!

In addition to Argentina, ESPN will also show games in the following countries:

South America – Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay and Venezuela.

Caribbean – Anguilla, Antigua, Aruba, Ascension Island, Bahamas, Barbados, Barbuda, Belize, Bermuda, Bonaire, British Virgin Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Falkland Islands, French Guyana, Guyana, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Montserrat, Saba, St. Barthelemy, St. Eustatius, St. Kitts and St. Nevis, St. Lucia, St. Maarten, St. Martin, St. Pierre & Miquelon, St. Vincent and the Grenadines, Suriname Trinidad and Tobago, and Turks and Caicos.

• Canada

TSN is the place to watch the 2025 Rugby Championship in Canada. You can get TSN as part of your cable TV package or sign up to the TSN+ streaming service.

• Fiji

The FBC will have free-to-air coverage of the 2025 Rugby Championship in Fiji. It will also be on the Sky Pacific pay TV platform.

• France, Monaco, Andorra and Switzerland

Canal+ will provide access to the 2025 Rugby Championship in France and across French overseas territories.

It is also the rights holder in Monaco, Luxembourg, Andorra and French-speaking Switzerland.

• Italy

You can watch the 2025 Rugby Championship on Sky Italia in Italy.

That also goes for Vatican City, San Marino and Italian-speaking Switzerland.

• Japan

Streaming service Wowow will show the 2025 Rugby Championship in Japan.

• Pacific Islands

Digicel Pacific has the rights to broadcast the 2025 Rugby Championships across the following Pacific Islands on Digicel TV or through the DTV app.

American Samoa, Cook Islands, Federated Staes of Micronesia, French Polynesia, Nauru, New Caledonia, Niue, Papua New Guinea, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Wallis and Futuna, Samoa.

• Singapore and South East Asia

Premier Sports has the rights to broadcast the 2025 Rugby Championship in Singapore and a number of other countries in South East Asia. They are as follows:

Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, Federated States of Micronesia, Hong Kong, Indonesia, Kiribati, Kyrgyzstan, Laos, Macau, Malaysia, Maldives, Marianas, Marshall Islands, Mongolia, Nepal, Northern Marianas, North Korea, Pakistan, Palau, Philippines, Singapore, South Korea, Tajikistan, Taiwan (Republic of China), Thailand, Timor-Leste and Vietnam.

• Spain

Telefonica holds the broadcast rights for the 2025 Rugby Championship in Spain.

• South Africa and Africa

Satellite TV provider SuperSport has the 2025 Rugby Championship broadcast rights in South Africa and other parts of the continent.

You can watch SuperSport through lives streams or the DStv satellite service.

When is the Rugby Championship 2025?

The 2025 Rugby Championship takes place between August 16 and October 4.

Round 1 matches take place on Saturday, August 16. The fixtures and kick-off times are as follows:

Round 1 – Saturday, August 16
South Africa vs Australia: 11.10am ET / 4.10pm BST / 1.10am AEST (Sun)
Argentina vs New Zealand: 5.10pm ET / 10.10pm BST / 9.10am NZT (Sun)

Round 2 – Saturday, August 23
South Africa vs Australia: 11.10am ET / 4.10pm BST / 1.10am AEST (Sun)
Argentina vs New Zealand: 5.10pm ET / 10.10pm BST / 9.10am NZT (Sun)

Round 3 – Saturday, September 6
Australia vs Argentina: 12.30am ET / 5.30am BST / 2.30pm AEST
New Zealand vs South Africa: 3.05pm ET / 8.05am BST / 7.05pm NZT

Round 4 – Saturday, September 13
Australia vs Argentina: 12.30am ET / 5.30am BST / 2.30pm AEST
New Zealand vs South Africa: 3.05pm ET / 8.05am BST / 7.05pm NZT

Round 5 – Saturday, September 27
New Zealand vs Australia: 1.05am ET / 6.05am BST / 3.05pm AEST / 5.05pm NZT
South Africa vs Argentina: 11.10am ET / 4.10pm BST

Round 6 – Saturday, October 4
Australia vs New Zealand: 5.45am ET / 10.45am BST / 7.45pm AEST / 10.45pm NZT
Argentina vs South Africa: 9am ET / 2pm BST

Can I watch 2025 Rugby Championship on my mobile?

Of course, most broadcasters have streaming services that you can access through mobile apps or via your phone's browser. For example, Sky Go in the UK and the 9Now app in Australia.

You can also stay up-to-date with all 2025 Rugby Championship events on the official social media channels on X/Twitter (@SanzarTRC), Facebook (TheRugbyChampionship) and Instagram (@sanzartrc).

We test and review VPN services in the context of legal recreational uses. For example:1. Accessing a service from another country (subject to the terms and conditions of that service).2. Protecting your online security and strengthening your online privacy when abroad.We do not support or condone the illegal or malicious use of VPN services. Consuming pirated content that is paid-for is neither endorsed nor approved by Future Publishing.

• The Assassin's Creed Shadows developers have teased the return of the Assassin vs. Templar conflict
• One developer said fans can expect the series' modern-day storytelling and the Isu will "be expanded at some point, in some fashion"
• They also responded to the fate of Basim and whether players will see the character again

Ubisoft has confirmed that the Assassin's Creed series' Assassin vs. Templar conflict and the return of modern-day storytelling will be explored in the future.

That's according to a team of Assassin's Creed Shadows developers in a recent Reddit Q&A, who answered fan questions regarding the latest entry in the series and what the team plans to do next.

When asked if fans can expect more about Assassins vs. Templars, the developers said that they wanted to establish the story of Naoe and Yasuke in Shadows first, before expanding on this long-time war. Still, they confirmed that players can expect more soon.

"The Assassins vs. Templars conflict has always been a core pillar of Assassin's Creed," said level design director Luc Plante. "With Shadows, we wanted to properly set our protagonist in the setting before expanding on the Assassins vs. Templars. Now that it's done on the main game, we scratched the surface with the Critical Role story drop, and you can expect more deep dives in this conflict in the near future."

There were also questions about Basim, a key character in the series' universe who has been seen in Valhalla and Mirage. The character's fate is left open-ended, but Plante has teased that there is more to come.

"We have complex new characters that were introduced in Shadows that we didn't feel there would have been enough spotlight for Basim as well," Plante said. "With Assassin's Creed Shadows, we are putting in place the first stone of new means to deliver the modern-day storyline with the Animus hub. That is not the end of it, and we are listening to your feedback."

(Image credit: Ubisoft)

The Isu, an ancient and highly advanced species of humanoid beings, is also something that didn't make a reappearance in Shadows, and fans wonder when this, along with the return of modern-day storytelling besides Animus Rift missions, will be explored again.

"While Modern Day is not the main focus of the story we tell with Shadows, it remains important for our community, so you can expect it to be expanded at some point, in some fashion..." Plante teased.

The developer also said that though the events franchise's expanded universe of games and comics were not mentioned in Shadows, this doesn't mean Ubisoft is retconning anything, explaining that "we do not necessarily mention everything in every game if it doesn't directly support the narrative we are building." This also applies to the Isu.

"Similar to this, the fact that there is no Isu artifact in the main game of Shadows doesn't mean that it doesn't exist in the world of Shadows," Plante said. "It just wasn't a story device that we needed for the story we wanted to tell."

In the meantime, fans can look forward to Assassin's Creed Shadows' next major expansion, Claws of Awaji, which is set to release on September 16.

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The release of WWII-era military documents this year has given a boost to researchers digging into Japan's germ warfare program. Japan's government has never apologized for the atrocities.

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• Stripe co-founder John Collison took to X to request a Google Calendar feature
• Alphabet CEO Sundar Pichai confirmed it had been added just one month later
• Social media users are mocking Collison's power

Following a recent request from Stripe co-founder John Collison (via an X post), Google has added a new feature to its Calendar, proving the company does indeed listen to customer requests (even if customers might need to be of a certain calibre).

Only July 5, Collison asked Google CEO Sundar Pichai: "Could we get Ctrl-click on Google Calendar to duplicate events, like many native calendar applications have?"

A little more than a month later, on August 13, Pichai confirmed the "feature is now live for everyone on Google Calendar on the web."

Google Calendar gets new feature from a CEO's request

Following Collison's success, X users joked about his success in getting Google to build a new feature per his request, asking him to request fixers for their own issues.

Among the requests was a humorous comment from Box CEO Aaron Levie: "John, can you ask for Waymo to work on El Camino through the peninsula?" – to which Pichai replied with a laughing emoji.

Pichai's direct intervention shows the power of public product feedback on social media platforms, however it's unclear whether such requests will form part of Google's formal suggestions process moving forward.

Although Google's quick response to a feature request might be uncommon, the company does at least have a solid track record of regularly maintaining Calendar and other Workspace apps.

On July 15, the company added support for sharing Calendar appointment booking pages directly in emails via Gmail. Google has also added an app (formerly known as extensions) for Calendar, among other Workspace apps, to Gemini for deeper integration and a smarter assistant.

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Generative AI has the potential to boost productivity in key parts of the technology sector, largely by automating repetitive and time-consuming tasks, with McKinsey projecting it could add between $2.6 trillion to $4.4 trillion in economic value each year.

Software development is one particular area where automation and AI could make a huge difference. Due to the current digital skills shortage and the long, arduous DevOps process, pipeline automation could - if done right - save businesses time and money.

However, implementing AI is generally not straightforward, and if not done carefully, it risks backlash from developers and customers alike. Amazon showed how this can go wrong, with recent AI-led reforms causing backlash from engineers.

Stress increased, standards and morale dropped; and this was just an internal issue. When new tech rollouts impact customers or draw attention from regulators, the financial and reputational impact can be worse.

Both the potential gains and risks are increased for large enterprises. As the vast majority have at least some of their tech stack on-premises, and most innovation is targeted at cloud-based Software-as-a-Service products, enterprise pipelines often get left behind. To make matters worse, they are also harder to modernize due to the scale and complexity of the organizations' pipelines, and there is more to lose, with far-reaching reputational and regulatory risks.

To avoid this upheaval while capitalizing on productivity gains, enterprises should avoid broad implementations. Focused, lower-risk, and clearly defined problem areas are key - particularly the automation of code testing and issue prioritization, which is both the main source of developer friction and the simplest to automate.

Addressing developer toil

Developer productivity and morale is the most valuable resource for enterprise IT teams, and also the one facing the most strain. AI has the potential to be a game-changer for addressing this ‘developer toil’; providing developers with more time to focus on creative tasks rather than mundane and repetitive ones.

Arduous and repetitive tasks and high workloads, do more than demoralize. Developer toil causes delayed projects, poor performance, and unsustainable staffing levels as developers quit - further contributing to an industry struggling to find and retain talent. In 2024, developer toil was reported as the reason for team members quitting by over half (52%) of developers.

In software development, the main culprit for creating this toil, and therefore the priority for automation, is in the ‘post-commit to production process’, also known as ticket creation. AI can be used to automate the triage process - quality assurance (QA), continuous integration (CI), and vulnerability management - by categorizing, grouping, and prioritizing failures without human assistance. This frees up valuable time, and makes sure this time is spent on the most pressing issues in the software pipeline.

Priorities in AI adoption

Most enterprises are very open to using AI, with almost half of technology leaders in a 2024 PwC survey reporting that AI was “fully integrated” into their companies’ core business strategy. It can be done, but it must be done correctly, and having technological eyes bigger than your operational stomach can lead to data privacy and governance concerns, alienated staff and customers, and ultimately a slowed digital transformation.

Scope is essential. Targeted applications, focused on protected ‘sandboxes’ without access to direct outcomes minimizes risk and allows the process to be better observed, learnt from, optimized, and then rolled out further. Businesses must also keep in mind that outsourcing a whole generation of software to AI code generation risks more than just poor outcomes; any ‘black box’ will make it impossible to diagnose and fix potential errors down the line.

The future of AI in DevOps

In the future, AI has the potential to transform pipelines into intelligent, self-optimizing systems with better powers of prediction and iteration. For now though, as across all other sectors, it must go hand-in-hand with close human oversight.

The most important part of any AI adoption is still, and forever will be, the humans working alongside and overseeing it. As with all tech rollouts, staff need sufficient training and the ability to feedback any issues with team structure, or the technology itself, to uphold morale and to make best use of the new solution itself.

Furthermore, any issues around developer toil won’t be fixed if AI is only used as an excuse to work DevOps teams harder.

We list the best sites for hiring developers.

This article was produced as part of TechRadarPro's Expert Insights channel where we feature the best and brightest minds in the technology industry today. The views expressed here are those of the author and are not necessarily those of TechRadarPro or Future plc. If you are interested in contributing find out more here: https://www.techradar.com/news/submit-your-story-to-techradar-pro

I just had to reconsider what I already have in my linen closet to reduce my night sweats.

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The 25th amendment. A few years before JFK was shot, an idealistic young lawyer set out on a mission to convince people something essential was missing from the Constitution: clear instructions for what should happen if a U.S. president was no longer able to serve. On this episode of our ongoing series We the People, the story behind one of the last amendments to the Constitution, and the man who got it done. This story originally published in March 2025.

Guest:
John Feerick, Norris Professor of Law at Fordham Law School and author of The Twenty-Fifth Amendment - Its Complete History and Applications.

To access bonus episodes and listen to Throughline sponsor-free, subscribe to Throughline+ via Apple Podcasts or at plus.npr.org/throughline.

A lawsuit challenging construction and operations of an immigration detention center in the Florida Everglades known as 'Alligator Alley' has wrapped up with several key questions unanswered.

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